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House of Insurance

3402 Broadway St.
Houston, TX 77017

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Why Houston Restaurants Need Specialized Commercial Insurance Coverage

Houston is known for its diverse and thriving restaurant industry, offering everything from casual eateries to upscale dining experiences. Running a restaurant comes with unique risks, and having the right commercial insurance coverage is essential for protecting your business. Specialized policies address the specific needs of restaurant owners in Houston, TX.

Protecting Against Property Damage

Restaurants rely on expensive equipment, furniture, and inventory to operate efficiently. Fires, water damage, or theft can disrupt operations and lead to costly repairs or replacements. Commercial property insurance can help Houston restaurant owners recover quickly and avoid financial strain.

Liability Coverage for Customer Safety

Accidents can happen in any restaurant, whether it’s a slip-and-fall incident or a food-related illness. Liability insurance is crucial for covering legal fees and medical expenses if a customer files a claim. House of Insurance works with Houston businesses to find policies that offer strong liability protection.

Business Interruption Coverage

Unexpected events like natural disasters or equipment breakdowns can force restaurants to temporarily close. Business interruption insurance can help cover lost income during these periods, ensuring your restaurant can recover without financial hardship. Houston restaurant owners can benefit from this coverage to stay prepared for the unexpected.

Find the Right Coverage for Your Restaurant

Specialized commercial insurance is key to protecting your restaurant in Houston, TX. House of Insurance proudly serves local businesses, offering tailored policies to meet the needs of restaurant owners. Visit House of Insurance today to learn more about how we can help you safeguard your business.

Protection Right Now Against Houston’s Rising Commercial Property Crime Rates

As a business owner in Houston, TX, you’re likely aware of the increasing rates of commercial property crime in the area. From burglary and vandalism to arson, these crimes can cause significant damage to your business property and disrupt your operations. Fortunately, a comprehensive commercial insurance policy from House of Insurance can provide the financial protection you need in these situations.

Guarding Against Burglary and Theft

Burglary and theft are among the most common commercial property crimes in Houston, TX. Whether it’s valuable equipment, inventory, or cash, these losses can have a significant impact on your business. Commercial insurance from House of Insurance can help cover these losses, helping you recover and continue your operations.

Protection from Vandalism

Vandalism, while often overlooked, can cause significant damage to your business property and result in costly repairs. Commercial insurance can provide coverage for these damages, ensuring that your business can bounce back quickly.

Shielding Your Business from Arson

Arson, though less common, can be devastating for businesses. A commercial insurance policy can help cover the cost of repairs or rebuilding, providing a safety net for your business in the face of such a disaster.

Why Commercial Insurance is Essential in Houston, TX

Given the rising rates of commercial property crime in Houston, TX, having commercial insurance is not just a wise decision—it’s a necessity. With a comprehensive policy from House of Insurance, you can protect your business property, your assets, and your financial stability, giving you the confidence to continue your operations, no matter what comes your way.

Partner Carriers


  • Allstate
  • BTIS
  • Chubb
  • CNA
  • Hagerty
  • Hiscox
  • Homeowners of America
  • JC Taylor
  • National General
  • NFIP
  • Progressive
  • Safeco
  • Sagesure
  • Swyft
  • Tapco
  • Texas Mutual
  • The Hartford
  • Travelers
  • Universal
  • Wellington
  • Zurich